Risk Free

Financial planning is a systematic approach whereby the advisor guides you, the customer, in managing your finances by utilising industry-specific tools to achieve your financial life goals.

Life goals may include:

  • Buying a home
  • Saving for your child’s/children’s education
  • Pre and post-retirement planning
  • Caring for your family in the event of death, disability or severe illness
  • Other savings (overseas holidays, new car, wedding etc)

This process will determine your current financial situation, calculate your future needs and give you a step by step solution on how to get there.

Risk Free Solutions offers professional and accredited financial advisors that can assist you, the client, with this process.

About Risk Free Solutions

Who We Are

Risk Free Solutions is an established, accredited Old Mutual Agency Franchise which has been operational since 2005.

The franchise has a national footprint with its head office based in Port Elizabeth and a satellite office in Cape Town and Kimberley.

We also have representation in the following areas in the form of external financial advisors:

  • Humansdorp (Eastern Cape)
  • Polokwane (Limpopo Province)
  • Riversdale (Western Cape)

The Franchise Principal is Vernon de Vos, who has more than 21 years of experience within the insurance industry and has grown Risk Free Solutions to the business that it is today.

We have been partnering with Old Mutual since 2005. We are proud to be the very first Old Mutual franchise in South Africa and hold the status of Charter Member.

In 2009 we received the Top Franchise accolade at the annual Limelight Awards dinner. We are extremely proud to be associated with the Old Mutual brand.

Vision Statement

To establish a sound business practice and to cultivate financially strong, well-balanced, mandated advisers who will strive for financial freedom for their clients and themselves.

Mission Statement

To build lasting relationships with new and existing clients, by analysing their financial situation and providing them with sound financial advice that is mutually beneficial.

What we do

A financial planner is someone who uses the financial planning process to help you figure out how to meet your life goals. A planner can take a big picture view of your financial situation and make financial planning recommendations that are right for you. The financial planner can look at all of your needs including budgeting and saving, taxes, investments, insurance, retirement planning and death, disability and severe illness cover.

Alternatively, the planner may work with you on a single financial issue but within the context of your overall situation. This big picture approach to your financial goals sets a financial planner APART from other financial advisers who may have been trained to focus only on a particular area of your financial life.

The financial planner is the best friend you need to advise you on ways of achieving financial goals. The financial planner is a client-oriented professional who works in the best interest of customers.

A professional relationship with a financial planner does not replace your relationship with other advisers, such as your lawyer or accountant. A planner is a coordinator who works with other advisers in making the planning process work.


The Team

Old Mutual has been ranked the 2017 Top Employer in South Africa in both the Financial Services and Insurance categories.

The Financial Adviser Position is an advice-centered role to Old Mutual Customers.

A simple fact is that only 6% of South Africans can retire comfortably and a majority of South Africans are under-insured.

We have therefore identified the need to grow our current team of advisers.

Risk Free Solutions has a national footprint and our focus is to assist more South Africans in achieving their financial goals.

Seize the opportunity and partner with us to build your Financial Planning Practice where motivation and personal drive are keys to success.

Minimum Requirements for New Financial Planner

  • National Senior Certificate (Grade 12)
  • Regulatory Exam Certificate (if applicable)
  • Full Qualifications (if applicable)
  • Minimum Six Months Experience
  • Valid Driver’s License
  • Own Transport



Minimum Requirements for Established Financial Planner

  • National Senior Certificate (Grade 12)
  • Regulatory Certificate
  • Full Qualification
  • Valid Driver’s License
  • Own Transport


The Team

Vernon de Vos
Franchise Principal

Windré Kammies
Business Support Manager

Angela Murphy
Support Staff Manager

Louise de Vos
Payroll and Bookkeeping Manager

Rose Barry
Short Term Specialist

Aviwe Ngwane
Support Staff

Tamzyn Manuel
Support Staff

Thomas Goeieman
Support Staff

our form


Being available is of vital importance to us.

Risk Free Solutions – Head Office
Tel: 041 363 0484
Fax: 041 581 0085


16 7th Avenue

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